Working While Receiving Social Security Disability Benefits

There may be instances where you have the opportunity to work while receiving disability benefits. For this reason, there are specific rules that enable disabled Americans to collect Social Security disability benefits while also working. Below is a listing of these rules. To obtain more information, you can also visit here.

Trial work period – The U.S. Social Security Administration allows disabled Americans to work during a trial work period of at least 9 without losing full Social Security benefits. In 2013, any month in which earnings exceed $750 is considered a month of services for an individual's trial work period.

If you happen to lose your job during this trial work period, benefits are still not affected.

Extended period of eligibility – After your trial work period, you have 36 months during which you can work and still receive benefits for any month your earnings are not "substantial." The Social Security administration considers earnings over $1,010 ($1,690 if you are blind) to be substantial.

If you lose your job during the 36-month extended period, you will need to contact the Administration to get your benefits reinstated, with the caveat being that you are still disabled.

If you receive Social Security due to a disability, you must alert the Social Security administration and provide the following information pertaining to either a trial work period or extended work period:

  • Start dates or stoop dates of work;
  • Duties, hours or any pay change that may occur; or
  • If you will have to start paying expenses for work due to your disability.

Changes in your work activity should be reported immediately. You can find your local Social Security office here. You can also contact the Administration by phone at 1-800-772-1213. If you are deaf or hard of hearing, you can call the TTY number, 1-800-325-0778.